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Microfinance at the service of rural people in Ethiopia

ESHET is a microfinance institution created in 2000 by the NGO ERSHA, which is another partner of SOS Faim. It is active in three rural areas in the highlands of the Omoro region. Like the other microfinance institutions partners of SOS Faim, ESHET targets rural and semi-rural populations living mainly from agriculture.

ESHET’s main activities:

  • Microcredit and savings services
  • Promotion of rural savings banks, co-managed by communities in remote areas


Since 2017, SOS Faim supports ESHET on several levels:
- Extending the scope of actions in remote rural areas, thanks to the setting up of new rural savings and credit banks: feasibility studies, construction, equipment
- Strengthening the knowledge of the ESHET team: training, field visits to other microfinance institutions, workshops to exchange experiences

Encouraging Results

At the end of 2019, ESHET counted:

  • 19,845 clients (beneficiaries of credit and/or savings services)
  • Outstanding loans of €1.9 million
  • Outstanding savings of 934,000 €
  • 35% of clients are women

What prospects ?

By the end of 2021, ESHET aims for:

  • 5 new rural savings and credit banks
  • 1,750 beneficiary members of these funds (70% of whom are women)
  • 10,150 rural borrowers benefiting from financial services (50% of whom are women)
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